How to Easily Perform a PNB Balance Check

Performing a PNB balance check is a crucial task for every account holder to keep track of their finances. Checking your bank balance regularly can help you manage your funds efficiently, avoid overdraft fees, and detect any unauthorized transactions. Punjab National Bank (PNB) offers several convenient methods to check your account balance, both online and offline. In this comprehensive guide, we will discuss various ways to perform a PNB balance check effortlessly.

Checking PNB Account Balance Online

Internet Banking:

1. Log in to PNB Net Banking: Visit PNB’s official website and log in to your internet banking account using your user ID and password.

2. View Account Summary: Once logged in, navigate to the account summary section to view your account balance and recent transactions.

Mobile Banking:

1. Download PNB Mobile Banking App: Install the PNB Mobile Banking app on your smartphone from the App Store or Google Play Store.

2. Login and Check Balance: Log in using your credentials and select the account for which you want to check the balance. The app will display your account balance.

Checking PNB Account Balance Offline

ATM:

1. Visit Nearest PNB ATM: Locate the nearest PNB ATM and insert your ATM card.

2. Enter PIN and Check Balance: Enter your ATM PIN and select the ‘Check Balance’ option to view your account balance on the screen.

SMS Banking:

1. Register for SMS Banking: Ensure you are registered for PNB’s SMS banking service.

2. Send SMS: Compose a new message in the format BALAccount Number and send it to the designated PNB SMS banking number. You will receive an SMS with your account balance.

PNB Balance Check through Missed Call

1. Register Your Mobile Number: Make sure your mobile number is linked to your PNB account.

2. Give a Missed Call: Dial the designated PNB missed call number from your registered mobile number. The call will disconnect automatically, and you will receive an SMS with your account balance shortly.

Frequently Asked Questions (FAQs)

1. Can I check my PNB account balance without internet?

2. Yes, you can check your PNB account balance offline through ATMs, SMS banking, and missed call services.

3. Is there a charge for checking PNB account balance through SMS or missed call service?

4. PNB usually does not charge for balance check services through SMS or missed call. However, it is advisable to confirm with the bank.

5. Are the online methods for checking PNB balance secure?

6. PNB’s internet and mobile banking platforms are secure as they use encryption and multi-factor authentication to protect your account information.

7. What should I do if I notice an unauthorized transaction while checking my PNB account balance?

8. Contact PNB’s customer service immediately to report any unauthorized transactions and take necessary steps to safeguard your account.

9. Can I check my PNB account balance from a non-PNB ATM?

10. Yes, you can check your PNB account balance from any ATM, but there may be nominal charges for using other bank ATMs.

Performing a PNB balance check regularly is a simple yet effective way to stay on top of your finances. Utilize the various online and offline methods provided by Punjab National Bank to monitor your account balance conveniently and securely. Remember to keep your login credentials and personal information confidential to protect your account from unauthorized access.